originally posted on Tuesday, April 17, 2007 4:56 PM
I worked for a human resource outsourcing company for many years in management and operations. I also had my insurance license. Our insurance agents routinely discouraged employees from purchasing vision insurance.
Why? It's a waste of money. Consider that you have to pay a few dollars for it out of every paycheck. Vision insurance typically allows you to visit the doctor once every two years and allows a set amount for glasses or contacts. When you add up what you paid in over the two years, versus the actual amount of the visit and glasses, it adds up to a very similar amount.
You would do better to simply save the money yourself. Also, if you work for a company that has a good amount of employees, encourage the company to look into obtaining discount cards from a local optometry chain. They give your company cards good for a 10-25% discount off services, in exchange for the employees visiting them and not a competitor. Also, you can look into getting a discount by using things like student ID cards or Triple A auto cards.
Good luck!
vision insurance
